Like I’ve mentioned in a few of my previous posts, this pandemic has brought on a lot of changes for everyone– but there is variation in how COVID-19 has impacted different groups of people. The experience of racial and ethnic minorities during this pandemic has been very different from other groups and is reflective of health outcomes that often exist for minorities in the U.S.
COVID-19
In New York City, the death rates for Black/African American individuals is much higher due to the virus, than it is for other racial/ethnic groups (1). The chart below shows the disproportionality of the effects of COVID on the population of African American individuals in a few states. 
Compared to the total state population, the majority of patients affected by COVID are African American (2).
These disparities exist not only during this pandemic, but in healthcare in general:
Reasons for the Disparity
People who belong to racial or ethnic minority groups experience the health care system differently than others– many of the existing disparities in society lead to poorer health outcomes, as well as greater vulnerability to viruses and other illnesses. Many minority groups live in heavily populated areas or live in households with multiple generations, where social distancing might not be possible (1). Many work hourly, so health benefits are not part of the package and health services become difficult to access (2). There is also a much higher population of racial and ethnic minorities in jails, prisons, etc. which are again, places that increase the risk of spread of viruses and other illnesses (1).
Also, because of the social distancing measures that have to be taken because of the pandemic, there has been a decrease in quality of care for patients who don’t speak English (4). Before, interpreters/translators could be present in person during a patient’s visit, which makes it much easier to translate and understand the patient’s concerns and symptoms. Now, a lot of interpreters have to work over the phone and it’s possible that a lot of information is getting lost in translation because it’s just harder to have a conversation and understand each other that way.
While the pandemic has affected everyone in one way or another, it has not affected everyone equally. The social determinants of health that I talked about in my first blog, in addition to factors such as racism, geographic location, and poverty, play a large part in deciding how an individual is affected. Unfortunately, the same level and quality of healthcare are not available to every person. Moving towards a system that addresses these disparities and provides excellent health care to each patient will involve first resolving the inequalities that exist in health care delivery in general and access to healthier food, exercise, etc. Additionally, training healthcare providers to better understand cultural differences and barriers to care could improve health outcomes for minority groups (3).
392,310 thoughts on “Impact of COVID on Racial & Ethnic Minorities”
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在世界上個人財務，我們成為了我自己的命運，任務一切解構債務重組的巨大挑戰這當然是高聳和重建直接進入財務自由堡壘。這是我的旅程的藍圖，個人自願安排（IVA），信用卡債務減免計劃（DRP）和破產是裝置在我期間阿森納，每個都在玩角色那至關重要我的貨幣基金會的重建。
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當挑戰時很容易貨幣，他們可以感到壓倒性，離開許多人不確定如何確切導航他們在過去安全。如果您經歷債務，這是至關重要的理解那道路是您恢復的多次幫助控制財務困境。在本文中，我們要去探索三個重要選擇：特定的自願安排（IVA），債務和解產品（DRP）和破產。每種方法都有特徵它自己的優勢因此能告訴你走向更多安全的未來那是經濟的。
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在今天快節奏的地球儀，財務挑戰可能出乎意料，領導很多人進入迷宮的債務，似乎無法克服。知道減輕這種負擔的可能性至關重要。最重要的是有效的解決方案是IVA（個人自願安排）債務重組，DRP（債務系統）那是鬆了一口氣，更多嚴重的案件，破產。所有這些路徑提供不同的優勢那可以充當一個期望的燈塔想要恢復控制他們的日常生活是經濟的。
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財務義務經常會感覺到錨點那是沉重的人和家庭都重量。作為賬單堆積，力量發現答案加強。幸運的是，有很多路徑想要導航由此困境。在本文中，我們將探索四個關鍵思想：特定的自願計劃（IVA），債務減免計劃（DRP），破產的複雜性，即使不斷發展世界的世界借用。通過了解這些選擇，有可能只需採取賦予經濟安全行動。
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在今天複雜的金融的景觀，很多人們找到自己與壓倒債務重組。這問題能感覺不可逾越，導致緊張和不可預測性有關未來。幸運的是， 有補救措施提出那可以協助緩解這貨幣壓力。中間這些都是IVA債務重組，DRP財務債務寬慰，個人破產， 和不同的借貸選擇。每個機會優惠清楚的可能性和障礙，做基本的為了人們到理解他們的選擇完全。
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在電流中複雜的景觀這當然是貨幣很多人找到自己努力應對壓倒性的財務義務。責任難以克服，導致壓力和懷疑關於未來。快樂，有可用的解決方案這將有所幫助減輕這種壓力那是貨幣。其中包括IVA債務重組，DRP債務合併，破產和融資那是各種各樣的。其中每個途徑提出機會是獨特的挑戰，真是需要人們充分理解他們的選擇。
個人自願安排（IVA）是一種技術這當然是受歡迎試圖重組債務。iva只是協定這當然是正式的一個人和他們的債權人，使債務人能夠支付直接一部分他們欠的一切明顯多一個小組時期，通常是五年。該程序不僅提供還款這當然是結構但是也提供防禦破產程序。通過獲得進入IVA，個人可以恢復控制他們的財務狀況在製作時肯定他們去過了進行可行的付款，以反映其當前情況那是金融的。
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在奇妙的世界中個人財務，我們成為了我自己的命運，任務與解構債務重組的巨大挑戰這當然是高聳和重建直接進入財務自由堡壘。這實際上是我的旅程的藍圖，個人自願安排（IVA），債務減免計劃（DRP）和破產是齒輪我自己阿森納，每個都在玩角色那是必須的我的貨幣基金會的重建。
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我故事的基礎這當然是貨幣完成在搖搖欲墜的土壤上。廣泛的誤判投資和貸款可以無抵押的債務基礎，威脅要在獨特的體重下崩潰。住宅我有建造沒有可持續的，以及意義的重新設計這當然是激進的明顯。
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Violence Increasingly Common in Schools Across the Greater Toronto Area
Violence Increasingly Common in Schools Across the Greater Toronto Area
With violence becoming common in schools across the GTA, some parents and students call for a concrete solution
Schools should be one of the safest spaces in our communi
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