Like I’ve mentioned in a few of my previous posts, this pandemic has brought on a lot of changes for everyone– but there is variation in how COVID-19 has impacted different groups of people. The experience of racial and ethnic minorities during this pandemic has been very different from other groups and is reflective of health outcomes that often exist for minorities in the U.S.
COVID-19
In New York City, the death rates for Black/African American individuals is much higher due to the virus, than it is for other racial/ethnic groups (1). The chart below shows the disproportionality of the effects of COVID on the population of African American individuals in a few states. 
Compared to the total state population, the majority of patients affected by COVID are African American (2).
These disparities exist not only during this pandemic, but in healthcare in general:
Reasons for the Disparity
People who belong to racial or ethnic minority groups experience the health care system differently than others– many of the existing disparities in society lead to poorer health outcomes, as well as greater vulnerability to viruses and other illnesses. Many minority groups live in heavily populated areas or live in households with multiple generations, where social distancing might not be possible (1). Many work hourly, so health benefits are not part of the package and health services become difficult to access (2). There is also a much higher population of racial and ethnic minorities in jails, prisons, etc. which are again, places that increase the risk of spread of viruses and other illnesses (1).
Also, because of the social distancing measures that have to be taken because of the pandemic, there has been a decrease in quality of care for patients who don’t speak English (4). Before, interpreters/translators could be present in person during a patient’s visit, which makes it much easier to translate and understand the patient’s concerns and symptoms. Now, a lot of interpreters have to work over the phone and it’s possible that a lot of information is getting lost in translation because it’s just harder to have a conversation and understand each other that way.
While the pandemic has affected everyone in one way or another, it has not affected everyone equally. The social determinants of health that I talked about in my first blog, in addition to factors such as racism, geographic location, and poverty, play a large part in deciding how an individual is affected. Unfortunately, the same level and quality of healthcare are not available to every person. Moving towards a system that addresses these disparities and provides excellent health care to each patient will involve first resolving the inequalities that exist in health care delivery in general and access to healthier food, exercise, etc. Additionally, training healthcare providers to better understand cultural differences and barriers to care could improve health outcomes for minority groups (3).
394,335 thoughts on “Impact of COVID on Racial & Ethnic Minorities”
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在景觀中那是金融經濟挑戰可能會遇到每當你想要的時候，很多人結果抓斗使用財務義務的重量。印象存在不知所措也許是全部太常見了如果是後果意外成本，損失收入，或累積效果借用。儘管如此，有希望在地平線上。通過探索諸如個人自願安排（IVA）之類的選項，信用卡債務解決方案計劃（DRP）和破產，你能夠圖表一個程序致力於財務穩定和恢復。
了解IVA債務重組：一個有組織的方法
一個人自願安排（IVA）提供離開那是有組織的管理收入你是從那裡借來的。本協議那是與債權人進行正式談判付費後退百分比與指定期限的財務義務，通常為五到六年。IVA通過合併您的財務困境一筆可管理的付款是按月。該程序不僅保護你反對債權人騷擾但此外啟用開始那是新鮮的付款期限完成。所有人，ivas發展成希望的燈塔在他們的經濟旅程。
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財務義務經常會感覺到錨點那是沉重的人和家庭都重量。作為賬單堆積，力量找到解決方案加強。幸運的是，有很多路徑同意導航出於這個困境。在這篇具體文章中，我們將探索四個關鍵思想：特定的自願計劃（IVA），債務減免計劃（DRP），破產的複雜性，作為不斷發展領域借用。通過了解這些選擇，你能夠只需採取賦予經濟安全行動。
在債務管理的最前沿可能是人自願安排（IVA）。此合同那是正式的個人合作和他們一起債權人會做的付款計劃那是實用和可持續性。通常持久5年，IVA使債務人留下來百分比其中債務根據他們的能力是經濟的。這項技術這當然是有組織的只能提供一條清晰的路徑遠離債務還有保護來自激烈的後效應破產。有一個IVA，你會的恢復控制您的現金在朝著
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債務 重組 服務 。新聞這當然是好的你有鬆了一口氣的途徑那會幫助你回收控制你的錢。在這篇具體文章中，我們將探索四個關鍵選擇 – 自願這當然是個人（IVA），債務減免計劃（DRP），破產的含義和現代借貸解決方案。了解這些想法可以啟用有人去做出明智的選擇要得到從根本上擺脫債務鏈。
讓我們從個人自願計劃（IVA）。iva是真的正式合約一個償還一部分一個人債務結束了一套時期，通常是五年兩者之間你和你的債權人那允許。此方法這當然是有組織協助您處理你的平衡但此外保護你反對更高水平劇烈效果破產。通過獲得進入IVA，你會協商付款那是適合每月的月份您的付款能力，允許你努力經濟安全減去持續的關注債權人行動。
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在今天錯綜複雜經濟的景觀，許多個人找到自己與之鬥爭壓倒債務重組。這負擔能真的有不可能的，實現緊張和不可預測性關於未來。幸運的是， 有選項可用的那可以幫助減輕這貨幣拉緊。中間這些都是IVA債務重組，DRP債務緩解，破產， 和不同的貸款選項。每個機會提供獨特的可能性和障礙，做基本的為了個人到認出他們的選項完全。
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在今天快節奏的景觀那是金融的很多人正在努力應對壓倒性的債務。 ，擔心或許難以忍受。儘管如此，有希望在地平線上。IVA（個人自願安排）等工具進行了重組和DRP（信用卡債務減免系統）提供了一條生命線，轉向人員來自艱鉅可能的可能性鋪路時破產那怎麼樣為了更光明的未來這當然是經濟的。
iva是真的合約這當然是正式的債務人及其債權人，允許個人償還分享的債務結束了一個特殊的時期，通常是五到六年。這個安排不僅僅是協助減少債務這當然是全部的還有凍結利率，確保個人沒有再過積累額外的費用因為他們繼續工作無債務。經過決定一個人，個人可能會接受控制具體情況那是經濟保證這當然是與一旦你知道他們確實是在前往恢復，並避免通常是污名
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現在快節奏的地球儀，財務挑戰可能出乎意料，領導很多人進入迷宮的債務，似乎無法克服。理解減輕這種負擔的可能性是必須的。最重要的是有效的解決方案是IVA（個人自願安排）債務重組，DRP（債務系統）那是鬆了一口氣，更多嚴重的案件，破產。所有這些路徑提供不同的優勢並可能充當一個期望的燈塔想要恢復控制他們的日常生活是經濟的。
一個人自願安排（IVA）債務重組涉及一項協議那是兩者之間的正式你和你的債
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在一個城鎮那是古樸的新鮮製作咖啡的香氣混合在一起一切心愛的出版物的頁面上有一家迷人的小書店，稱為“頁面＆Co。”。這個舒適的天堂實際上是由書目和家庭都崇拜，提供一個很大的精心策劃數量小說，兒童出版物和作家通常是鄰里。儘管具有魅力，但Pages＆Co。仍面臨困境：基本交通結束正在減少，也商店努力吸引全球新讀者那是越來越多電子。
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在電流中快節奏的地球儀，財務挑戰可能出乎意料，領導很多人進入迷宮的債務，似乎無法克服。理解減輕這種負擔的可能性至關重要。最大的有效的解決方案是IVA（個人自願安排）債務重組，DRP（債務系統）這當然是鬆了一口氣，更多嚴重的案件，破產。其中每個路徑提供不同的優勢當然會的充當一個期望的燈塔尋求恢復控制他們的日常生活是經濟的。
一個人自願安排（IVA）債務重組涉及一項協議這當然是兩者之間的正式你和你的債權人。它允許您償還一部分你的債務明顯多時間表那是特別是跨越五到六年。該合同可以大大減少你的將軍債務和供應一種方法那是系統還款。優勢那是伊瓦少校可能是保護它提供違反債權人的適當措施，給你有些放心即使你目標經濟安全。此外，在滿足IVA條款後，任何未償債務經常寬恕，給你板岩那是乾淨的。
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Today’s key fobs can do more than unlock your car’s doors and start the engine. They can also perform other tasks, including remote starting and locking the trunk.
These remotes, unlike regular metal keys are not indestructible. They are expensive
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